One of the institutions we treasure most as Canadians is our national health care system.
Under the (CHA), all 鈥渋nsured persons鈥 are entitled to receive 鈥渋nsured health services鈥 without charge.
鈥淚nsured health services鈥
means hospital services, physician services and surgical-dental services provided to insured persons, but does not include any health services that a person is entitled to and eligible for under any other Act of Parliament or under any Act of the legislature of a province that relates to workers鈥 or workmen鈥檚 compensation
The CHA affirms five founding principles:
- public administration on a non-profit basis by a public authority;
- comprehensiveness 鈥 provincial health plans must insure all services that are medically necessary;
- universality 鈥揳ll who reside in Canada must have access to public healthcare and insured services on uniform terms and conditions;
- portability 鈥 residents must be covered while temporarily absent from their province of residence; and
- accessibility 鈥 insured persons must have reasonable and uniform access to insured health services, free of financial or other barriers.
Because health care is an area of provincial jurisdiction, each province manages its own health insurance system.
Failure by a province to abide by the CHA could result in the federal government withholding federal health care funding.
In British Columbia, health care is delivered through the (MSP) of British Columbia.
MSP is managed by the (MSC).
The MSP and the MSC are established and governed by the
Public health care dates back to 1947, when Saskatchewan first introduced 鈥渉ospitalization鈥, covering hospital costs. Various subsequent developments eventually led to the CHA in 1984.
The workers compensation system pre-dated public health care. B.C鈥檚 current system dates back to the of 1916.
The CHA鈥檚 exemption of 鈥渁ny health services that a person is entitled to and eligible for 鈥 under any Act of the legislature of a province that relates to workers鈥 or workmen鈥檚 compensation鈥 from the definition of 鈥渋nsured health services鈥 seems at first blush to make sense.
Since the cost of health care services for injured workers are 鈥 presumably 鈥 already covered by the workers鈥 compensation system, publicly funded health care services need not be extended to them.
Once someone is 鈥渆ntitled to and eligible for鈥 health services under workers compensation legislation, then the person is exempt from health services under the CHA in respect of the injury.
When a workers鈥 compensation board refuses to provide health care, it creates a gap. Based on the wording of the CHA, the person involved remains exempt from the CHA and therefore ineligible for publicly funded health care for his or her injury.
In such circumstances, the person is left without any healthcare whatsoever. None from the public system. None from the workers鈥 compensation system.
Section 163(2) of the current (WCA) states that
any health care provided by the physician or qualified practitioner is subject to the direction, supervision and control of the Board.
So if you are injured at work in B.C., not only is your injury outside MSP, but 鈥 according to the WCA 鈥 the Board, not you, has full control over your health care.
While this provision may have made some sense before public health care existed, it is of questionable enforceability in light of certain Supreme Court of Canada decisions, including
Carter is the case which established the right to medical assistance in dying.
In that case, the Supreme Court of Canada held that depriving a person of the right to make important and fundamental life choices about their health and their own bodily integrity infringes s. 7 of the
Section 7 states that:
Everyone has the right to life, liberty and security of the person and the right not to be deprived thereof except in accordance with the principles of fundamental justice.
Attempts by the injured or their physicians to access MSP services anyway to address this deprivation places unnecessary strain on our public health care system.
The injured, physicians, and the health care system, ought not to be placed in this position.
These costs are intended, and ought, to be absorbed by the Board, which in B.C. is fully funded by employers.
These costs are not intended, and ought not, to be forced into MSP, ultimately funded by individual taxpayers.
Of course, a precondition to the Board absorbing such costs is that it responsibly administer claims. As discussed in recent articles in this column, and , that is not happening in B.C.
Sedulously managing the provincial health care budget necessarily entails closely scrutinizing what is occurring within BC鈥檚 workers compensation system.
Public health care expenses can be significantly reduced, without a corresponding increase in taxes, simply by making significant reforms to BC鈥檚 Workers Compensation Board.
Implementing the recommendations of the N would be a good place to start.
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Susan Kootnekoff is the founder of Inspire Law, an Okanagan based-law practice. She has been practicing law since 1994, with brief stints away to begin raising children.
Susan has experience in many areas of law, but is most drawn to areas in which she can make a positive difference in people鈥檚 lives, including employment law.
She has been a member of the Law Society of Alberta since 1994 and a member of the Law Society of British Columbia since 2015. Susan grew up in Saskatchewan. Her parents were both entrepreneurs, and her father was also a union leader who worked tirelessly to improve the lives of workers. Before moving to B.C., Susan practiced law in both Calgary and Fort McMurray, Alta.
Living and practicing law in Fort McMurray made a lasting impression on Susan. It was in this isolated and unique community that her interest in employment law, and Canada鈥檚 oil sands industry, took hold. In 2013,
Susan moved to the Okanagan with her family, where she currently resides.
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